# Master Services Agreement (MSA) & Statement of Work (SOW)

**Contract Reference**: `CTR-LATAM-202610-99B4C3`  
**Statement of Work Ref**: `SOW-LATAM-202610-99B4C3`  
**Status**: 🟡 SENT  
**Created Date**: `2026-10-30`  

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## 1. Parties & Commercial Engagement Summary

This Agreement is entered into between **B2B Technographic Radar Ltd.** ("Provider") and **Ramp** ("Client").

* **Commercial Engagement Model**: Dedicated Retainer Squad (Most Popular)
* **Assigned Engineering Squad**: 2 Senior Nearshore Software Engineer(s)
* **Core Technology Stack**: `Python, Elixir, PostgreSQL, AWS`
* **Contractor Jurisdiction**: United Mexican States
* **Contracted Hourly Bill Rate**: $62.00 USD / billable hour
* **Monthly Contract Value**: $19,840.00 USD
* **Annual Total Contract Value (TCV)**: $238,080.00 USD
* **Payment Terms**: 2 10 NET 30 (2% early settlement discount if paid in 10 days)
* **Designated Settlement Rail**: `WISE ACH`

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## 2. Latin American Jurisdictional IP Assignment & Moral Rights Waiver

Pursuant to the laws of **United Mexican States**:
* **Governing Statute**: `Ley Federal del Derecho de Autor (LFDA Arts. 83-84: Obra por Encargo)`
* **Statutory Assignment Clause**:
> "Pursuant to Articles 83 and 84 of the Mexican Federal Copyright Law (LFDA), all works, source code, and deliverables qualify as 'obra por encargo'. Client holds full, total, and exclusive economic exploitation rights ('derechos patrimoniales') globally in perpetuity, including reproduction, public communication, transformation, and commercialization."

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## 3. Labor Safe-Harbor & Anti-Subordination Compliance

* **Statutory Framework**: `Contrato de Prestación de Servicios Profesionales Independientes (Código Civil Federal Arts. 2606-2615)`
* **Safe-Harbor Provision**:
> "The engagement complies with the 2021 Subcontracting Reform of the Ley Federal del Trabajo. Contractor provides specialized independent technological services, maintains independence from Client's internal corporate payroll, and operates outside Mexican territorial employer jurisdiction when serving US principals."

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## 4. Cross-Border Tax Compliance (IRC § 861 / 862 Foreign Source Income)

* **IRS Tax Classification**: Contractor executes services wholly outside the United States.
* **Statutory Authority**: `IRC § 861(a)(3) & § 862(a)(3) Services performed outside United States`
* **Withholding Tax Rate**: `0.0%` (0.0% US Foreign Withholding under IRS regulations).
* **Tax Documentation**: Form `W-8BEN (Persona Física) / W-8BEN-E (Persona Moral / SAPI)` on file with local identifier `RFC / CURP`.

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## 5. Performance Guarantee & 14-Day Zero-Risk Trial Warranty

1. **14-Day Trial Period**: Client has 14 calendar days from sprint kickoff to evaluate squad velocity and cultural integration.
2. **Zero Financial Risk**: If Client determines technical velocity is unsatisfied during the trial window, Client pays $0 and candidate is immediately replaced or contract cancelled without penalty.
3. **Replacement SLA**: Provider guarantees replacement candidate slate within 5 business days.

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### Pending Execution Signature Block
* **Authorized Signatory**: `Karim Atiyeh` (CTO & Co-Founder)
* **Notice Email**: `eng-leads@ramp.com`
* **Status**: `Awaiting Signature`
* **Cryptographic Terms Hash**: `2ff5451019fd6b30768f077820aa089c4e1efbcacc38c3516abaa5600e2c107e`


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